Thieves may sell your information on the black market or use it to obtain money, credit or even expensive medical procedures. Unless you’re vigilant in protecting your records, you’ll have to work even harder to repair the damage to your credit. The average victim spends 30 to 40 hours rectifying the problem. 
MSN Money staff compiled 22 steps to protect yourself from identity theft — and 8 ways to clean up things if you become a victim.  To read the rest of the article, please go to http://bit.ly/9Yeb9h.

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